At The Stow Studio, we recognize that acquiring sculptural decor of this caliber requires absolute confidence in the transaction process. This Payment Policy meticulously outlines our secure billing practices, accepted payment methods, and unwavering commitment to financial transparency.
Accepted Payment Methods & Currency
All transactions conducted on our platform are processed exclusively in U.S. Dollars (USD). To facilitate a secure and seamless checkout experience, we accept the following major credit cards:
Visa
MasterCard
American Express
Discover
To maintain rigorous security standards and streamline our payment processing, we strictly do not accept alternative payment methods. This means we cannot process personal checks, money orders, direct bank transfers, or Cash on Delivery (COD).
Payment Security & PCI Compliance
The protection of your sensitive financial data is our highest priority. Our complete checkout infrastructure is fully PCI-DSS Compliant, ensuring your transaction adheres to the most stringent data security standards in the retail industry.
Every piece of information transmitted during checkout is secured by robust 256-bit SSL encryption. We issue a strict zero-storage guarantee: we never store your complete, raw credit card information on our local servers. We retain only your billing address and the last four digits of your card solely for order verification and refund processing. Furthermore, your entire transaction is completed safely within our secure environment, without ever redirecting you to unverified external payment sites.
Billing, Taxes & $0 Hidden Fees
We operate on a principle of absolute financial transparency. We guarantee $0 Hidden Fees, zero unexpected surcharges, and absolutely no hidden subscription costs.
The total amount presented to you at the final checkout step is exactly what you will be billed. This final amount is calculated using a straightforward formula:
Product Price + Shipping Costs (if applicable) + Applicable Sales Tax = Total Final Cost
Please note that applicable sales tax is calculated automatically at checkout based on the final shipping destination, in accordance with prevailing state and local tax jurisdictions.
Payment Processing & Fraud Prevention
Your designated credit card is authorized and charged immediately upon the successful submission of your order. Once the payment clears, you will immediately receive an order confirmation email detailing your purchase.
In the event a payment is declined by your issuing bank, an order will not be generated. If this occurs, we advise verifying that the billing address entered matches the exact address on file with your card issuer, or contacting your bank directly to authorize the transaction.
To protect both our clientele and our platform, our payment gateway employs automated fraud detection protocols. We reserve the right to flag, hold for verification, or completely cancel any transaction that exhibits high-risk indicators or suspected fraudulent activity.
